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Insurers

As an insurer, your reputation rests on managing risk and ensuring claims are defensible. When it comes to intruder and hold-up alarms, recommending an SSAIB-certified firm gives you and your clients confidence that the system is fit for purpose from day one.

Why Recommend an SSAIB-Certified Installer?

Recommending an SSAIB-certified installer gives you and your clients confidence that systems are designed and delivered to the highest standards. Only installations backed by a valid SSAIB Certificate of Compliance are eligible for police response via a Unique Reference Number (URN), helping reduce false alarms and ensuring systems perform when needed most. 

SSAIB operates under UKAS accreditation, which means its certification processes are independently verified to meet national and international standards. This adds an extra layer of assurance for insurers, confirming that certified providers have been rigorously assessed for impartiality, technical competence, and consistency. Certification also provides clear, defensible documentation, supporting underwriting decisions, risk assessments, and claims resolution across commercial, residential, and public sector portfolios.

Graded Alarm Systems: Confidence in the Right Level of Protection

As an insurer, you need to know that the systems protecting your clients’ properties are appropriate for the level of risk involved. That’s where alarm grading comes in. Intruder alarm systems are graded—typically from Grade 1 to Grade 4—based  on the type of intruder they’re designed to deter and the value or vulnerability of the premises. These grades are defined under the EN 50131 European Standard, adopted in the UK via PD 6662, which sets out the design, installation, and performance requirements for compliant systems.

SSAIB certification gives you the assurance that:

  • The correct grade has been applied. SSAIB-approved installers assess risk and specify systems in line with EN 50131 and PD 6662, ensuring the grade matches the threat level and insurance expectations.
  • Installation and maintenance meet recognised standards. Certified companies are independently audited to confirm that systems are installed and maintained in accordance with the specified grade.
  • You have clear documentation to support decisions. A valid SSAIB Certificate of Compliance confirms that the system grade is appropriate and properly implemented—supporting underwriting, risk assessment, and claims validation.
  • Police response eligibility is protected. For systems requiring a Unique Reference Number (URN), correct grading is essential. SSAIB certification ensures systems meet the National Police Chiefs’ Council (NPCC) requirements for response.


In short, grading isn’t just a technical detail—it’s a critical part of ensuring that alarm systems deliver the right level of protection. SSAIB certification confirms that grading is correctly applied, independently verified, and fully aligned with the standards insurers rely on.

Explore the full range of SSAIB certification schemes